ATTENTION BUSINESS OWNERS
24-Year Business Growth Expert Exposes Why Banks Reject
7 out of 10 Applications... While His Clients Are Funded In Just 48 Hours
"Traditional banks approve only 10-30% of applications. He helps 90% of applicants get funded."
Published Today • Exclusive Interview • 5 min read
↓ WATCH THIS VIDEO ↓
💰 Find Out Exactly How Much You Can Get — in Under 60 Seconds
Most banks say
NO to small businesses.
SBA declines
89–93%.
I get
90% funded — even with bad credit, tax liens, or bankruptcy.
👉 Take the quick survey below to see
how much capital you qualify for now.
🔍 SEARCHING FOR YOUR BEST FUNDING OPTIONS
We're analyzing your business profile against our network of private lenders...
SECONDS REMAINING
AWESOME!
Based on what you told us, you and your business qualify for:
NO CREDIT CHECK
Your credit score doesn't matter
NO COLLATERAL
No assets at risk
NO RED TAPE
Simple 1-page application
⏰ THAT CAPITAL CAN BE IN YOUR BANK ACCOUNT IN ABOUT:
⚠️ EVERY MINUTE YOU WAIT = LONGER TO GET YOUR MONEY ⚠️
WHAT WILL YOU USE THIS MONEY FOR?
Click to Watch John's Message
You can do ANYTHING with this capital:
- ✅ Make payroll this week
- ✅ Replace critical equipment
- ✅ Stock up on inventory
- ✅ Expand your operations
- ✅ Launch marketing campaigns
- ✅ Hire additional staff
- ✅ Open a new location
- ✅ Beat competitors to contracts
BUT THERE'S ONE CATCH...
You need to back up what you told us so we can get you the money.
Here's what you do now:
CALL KALYSSA RIGHT NOW
HERE'S EXACTLY WHAT HAPPENS:
1️⃣ Confirm everything you just told us is true(2 minutes)
2️⃣ She'll put you on a quick call with John(5 minutes max)
3️⃣ John gets your email and sends the 1-page document
4️⃣ Secure your funds before a competitor takes them
⚠️ REMEMBER: Your competition is calling us too. We only have so many people we can help right now due to allocated funds for your industry.
DO THIS NOW!
INDUSTRY UPDATE: YOUR INDUSTRY FUNDING
Limited spots remaining this month. Don't let a competitor take your funding opportunity.
WE'RE SORRY
We only provide working capital for businesses that have been in business longer than 6 months. If you feel you have a special case and you want to explain it, please use the form on the bottom of our website to fill us in. We look forward to hearing from you.
⚠️ Funds are being released daily — when this cycle fills, new applications will be waitlisted.
RECENT SUCCESS STORIES:
CONSTRUCTION - $275,000
"Banks wanted 6 months of paperwork. John wanted 6 months of bank statements. 47 hours later: funded. Now I'm bidding on jobs I never could before."
- Mike T., Denver, CO
MEDICAL PRACTICE - $450,000
"Expansion loan denied everywhere. Called John on Tuesday, money Thursday. Opened second location next month."
- Dr. Sarah L., Atlanta, GA
AUTO REPAIR - $85,000
"Needed new equipment fast. Three banks said no. John said yes in 24 hours. Equipment arrived, revenue doubled in 3 months."
- Carlos M., Phoenix, AZ
RETAIL - $125,000
"Holiday inventory funding. Banks wanted 90 days. John delivered in 36 hours. Best holiday season ever."
- Jennifer K., Miami, FL
About John
"My name is John Kirby. Since 2001, I've helped over 100,000 small businesses get $20K–$1 MILLION in UNSECURED WORKING CAPITAL — deposited into their bank account in just 24–48 HOURS. I can do the same for you! So far in 2025, the SBA has turned down 89-93% of business loan applicants. Banks declined 87%. 👉 I GOT 91% APPROVED.
Who do you want to work with? Most small business funding sites just take your info and sell it to many lenders, who will spam you for months. Not here. When you take the short survey below, you’ll only speak with Kalyssa or myself — and we’ll personally walk you through the fast-track verification and funding process.
Credentials: 25+ Years Business Growth Consultant (certified 20x growth) • 20+ Years Business Funding Consultant • Success in Multiple Industries
AS FEATURED ON
FOX Yahoo! MSN Enrepreneur Reuters TIME
What Makes Us Different
Up to $1 Million
Unsecured working capital available
1-2 Days
Fast approval and funding process
500+ FICO Qualifies
Bankruptcies OK • Tax Liens OK • Bank Turndowns OK
All 50 States
Nationwide coverage and support
"I've watched this play out for three decades. So many small business owners searching for fast business funding end up chasing banks that will never approve them for the small business loans they need. Most banks want flawless credit, endless paperwork, and collateral most owners either don’t have—or can’t afford to risk. I don’t believe that’s how funding should work. We’ve helped thousands of business owners — from restaurants and repair shops to service businesses and adult care facilities — stop being beaten down personally, and take the smarter route: We provide unsecured business loans funded fast, privately, and without red tape. Nearly 100,000 business owners have used our funds to make their business dreams come true. I want you to know—we can do the same for you. When banks say “NO" to business funding, we say, “Let’s GROW!” - To your success, John K.
Confirm You Qualify Now
Kalyssa is standing by 24/7
989-800-1404
• No Obligation • No Games, Gimmicks, or Sales • No Wasted Time
(Takes less than 4 minutes)
The financial industry is plagued with gimmicks and false promises, callbacks and high-pressure sales. We have none. John speaks with 75-80 business owners daily. He's 100% straightforward, and if we can't help, he'll tell you on the call and not waste your time.
Can't take 5 minutes to book a chat with John? Remember: All funds are first-come, first-served, and industries are capped per quarter. We cannot be responsible for procrastination on your end.
Don't Want To Call? Complete This Form Instead
We will get back to you as soon as possible.
Please try again later.
About John
Since 2001, John has helped thousands of business owners secure fast small business funding and grow their companies, especially when traditional banks said "NO" to their small business loan requests. He personally speaks with 70-80 business owners every day, 5 minutes at a time. He knows exactly how the business funding system works behind the scenes. Whether you're exploring unsecured business loans or just need clarity on your options, John is happy to answer your questions when you book your 5-minute discovery call with Kalyssa.
Credentials: 25+ Years Business Growth Consultant (certified 20x growth) • 20+ Years Business Funding Consultant • Success in Multiple Industries
Frequently Asked Questions
Your name, business industry, amount of money you need, when can you speak with John for 5 minutes?
Banks turn down 70-90% of businesses. We get funds for 90% of businesses. Bank turndowns are common with our clients. We work with alternative funding sources that have different criteria than traditional banks.
When applicants answer our call, most approvals happen within hours, and funding typically occurs within 1-2 business days once approved. If you are too busy to answer, you will delay funding.
It's your business, use it for whatever you want: inventory, equipment, marketing, payroll, expansion, or any other business purpose. No restrictions.
Our short 1-page application and the MOST RECENT 6 MONTHS BUSINESS bank statements. No exceptions.
Yes, completely unsecured. No collateral, no personal guarantees on your home or assets. This is working capital based on your business performance, not your assets.
All Industries. However- we have no funding for home businesses or MLM type businesses. Your business must have a physical "brick and mortar" address. No PO Box / or mailing services addresses. It must have its own physical address that you own or lease.
No. It's a 5 minute call to confirm what you need and what we can offer is a good fit. If it is then John will send you the 1-page application.
John speaks with 80+ people everyday that are serious to get funds for their business. If you're not serious then do not call us. Keep searching and getting the run-a-round. Please, only call when you are serious and ready to get the business funding you need.
✅ Industries We Fund Most Often
- We help real, revenue-generating businesses — not side gigs, MLMs, or home-based ventures. If you’re doing regular transactions and managing staff, you’re probably a great fit.
- Below is a list of some of the businesses we provide unsecured business funding to.
🧑🍳 Restaurants, Bars & Food Services
- Full-service restaurants
- Bars and grilles
- Coffee shops
- Quick-serve & takeout
- Bakeries & delis
- Food trucks (brick & mortar required)
🛠 Auto Repair & Transportation Services
- General auto repair
- Collision & body shops
- Auto glass & tinting
- Transmission repair
- Truck repair
- Towing & roadside
- Tire shops
🏭 Manufacturing & Industrial Trades
- Light manufacturing
- Custom fabrication
- Metal, plastics, packaging
- Industrial equipment supply
- High-lift or crane services
- Storage & logistics firms
🛍 Retail & Local Stores
- Clothing & apparel
- Liquor stores
- Smoke & vape shops
- Cell phone & electronics shops
- Hardware & parts stores
- Specialty boutiques
🏥 Medical & Healthcare Services
- Independent physicians
- Chiropractors
- Dentists & orthodontists
- Podiatrists
- Physical therapy clinics
- Behavioral health & counselors
- Urgent care & walk-in clinics
💉 Med Spas & Personal Wellness
- Med spas & laser clinics
- Massage therapy
- IV hydration bars
- Medicinal Marijuana / Weed Shops
- Skincare clinics
- Cosmetic & aesthetic centers
🐾 Animal & Pet Care
- Veterinarians
- Pet groomers
- Pet boarding & daycare
- Pet supply stores
🧘 Fitness & Personal Training
- Gyms & fitness studios
- Yoga & pilates studios
- Martial arts schools
- CrossFit & bootcamp gyms
🧸 Child & Adult Care Services
- Licensed daycares
- Private preschools
- Learning centers
- Senior adult day care
- Assisted living support centers
- Scooter, wheelchair, and accessories dealers
🏡 Home & Commercial Services
- Landscaping & lawn care
- Roofing & siding contractors
- Plumbers, HVAC, and electricians
- Cleaning & janitorial companies
- Pressure washing & window cleaning
- Pest control companies
- Restoration & remediation
❌ We Do Not Fund
- Home-based businesses
- MLMs or direct sales schemes
- Hobby-based operations
- Businesses that have not been open and operating at least 6 months
- Businesses without consistent monthly revenue(4–6 transactions per month)
Don't Let Another Day Pass Without the Capital You Need
It's very possible your competitors are using our business funding to grow their businesses, right now. Why not you?
Kalyssa is standing by 24/7
989-800-1404
No Sales Pitch - No Obligation
(Takes less than 4 minutes)
Step 1
Call the number above
Step 2
Answer 6 simple questions
Step 3
5 Minute call with John to see how much you qualify for.
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